Financial planning case studies with solutions

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During their ten years together they had bought a home, a holiday home, and an investment property. Their home featured some impressive pieces of art. His superannuation went towards his UK pension fund. Mark wanted to return home and for the sake of speed and simplicity, he offered their residential property to Joanne and she could keep the furniture and he would take the paintings.

During this process she gained a good understanding of the workings of his employee share scheme, the implications of his superannuation being in the UK and recent changes to the Living Away From Home Allowance.

Joanne could confidently start looking for a new home — one which included a studio she could use for her hairdressing regulars.

Financial advice case studies - BUSSQ

Katherine and Tom Katherine and Tom are divorcing. Tom looked after the finances and had started a self managed super fund SMSF soon after they married 12 years ago. They have two children, aged eight and five. Tom established the business through his self managed super fund.

Katherine spoke to an ipac financial adviser who was able to talk her through her various options. He helped her work out her expected living expenses, as she wanted their children to live with her.

After consulting with her lawyer on the likely split of assets, the ipac adviser modelled a range of options and was able to show Katherine: By taking control of her super she could manage this money on her own terms. Katherine felt better able to instruct her lawyer.

Tom was able to keep the business and the SMSF. Katherine bough a new house and was able to keep looking after her children in their new home. And the divorce remained amicable. Liz and Ted Liz and Ted were divorcing after 25 years of marriage.

Both are in their late fifties and their children have grown up. But she did want to stay in the family home. He was able to listen to her preferred options and work through some estimates of her living costs. He was able to come back to her in a second meeting and present a series of scenarios: And each one highlighted how long her money would last.

The adviser showed Liz if she diverted as much of her money into super as possible and draws a transition to retirement pension — which is tax-free after age 60 — her financial position improved. If she relinquished the family home, and downsized sooner rather than in five years, she could extend her available funds beyond her life expectancy.

This also meant selling costs would be shared rather than shouldered by Liz alone. More importantly, it gave Liz more confidence about her future, her retirement and she could leave something for her children.

And she knew she could achieve this by keeping her adviser to help her stay on track. Avatars by Sterling Adventures let us call you Providing us with a brief reason for call will streamline our call back process and ensures you have the correct ipac representative handling your enquiry.

Your privacy is important to AMP and to ipac. You may request access at any time to your personal information held by AMP by calling or by contacting us direct.Financial Planning Case Studies Mr & Mrs C. Choice Financial Solutions is trading style of The Choice IFA Network Limited which is authorised and regulated by the Financial Conduct Authority, authorisation number Your home may be repossessed if you do not keep up repayments on your mortgage.

Estate Planning, taxation advice and . With Host Analytics Planning, you can automate your financial planning, budgeting, and forecasting processes. Leverage pre-built, best-practice templates or build your own to meet the financial, workforce, capital, and initiatives planning for your organization.

Real life case studies | Chartered Institute for Securities & Investment

Jan 24,  · Financial Planning, 2nd Edition Warren McKeown, Mike Kerry, Marc Olynyk At this website, you can get access to any book’s test bank, solution textbook, resources.

Our team will provide you a range of resources like test banks, solution manual, power point slides, case solutions and instructor manuals. To demonstrate the benefits of stochastic financial planning, a case study was analyzed based on fictitious mass affluent clients, John and Jane Wilson.

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Before the Marcottes begin an investment plan, their personal financial affairs should be in good shape. Several factors they should consider to perform a financial checkup before making their first investment, which is to work to balance their budget, obtain adequate insurance protection, start an emergency fund, and have access to other sources of cash for emergency needs (Hughes, ).